Terms & Conditions
These Terms & Conditions govern the use of Afford Edge, a UK-based mortgage affordability assessment tool. By accessing or using this website, you agree to be bound by the terms set out below. If you do not agree with these terms, you must not use the service.
1. About Afford Edge
Afford Edge is a business-to-business (B2B) utility tool designed to provide indicative mortgage affordability assessments. The tool uses structured assumptions and lender-style logic to help users understand how affordability may be viewed by mortgage lenders.Afford Edge is not a lender, not a mortgage broker, and does not provide financial advice.
2. Informational Use Only
All outputs generated by Afford Edge are provided for informational and illustrative purposes only.Results:Do not constitute a mortgage offerDo not guarantee lender acceptanceShould not be relied upon as financial or legal adviceActual lender decisions may vary based on underwriting criteria, credit checks, documentation, and individual circumstances.
3. No Financial Advice
Afford Edge does not provide regulated financial advice under the Financial Services and Markets Act 2000.Users are encouraged to seek advice from:A regulated mortgage adviserA qualified financial professionalA relevant lenderbefore making any financial decisions.
4. Accuracy of Information
While reasonable efforts are made to ensure the logic and assumptions used are consistent with common UK lender practices, Afford Edge makes no guarantees regarding accuracy, completeness, or applicability to specific lenders.You are responsible for ensuring that any data entered into the tool is accurate and up to date.
5. Limitation of Liability
To the fullest extent permitted by law, Afford Edge shall not be liable for any direct, indirect, incidental, or consequential loss arising from:Use of the toolReliance on generated outputsErrors or omissions in calculationsUse of the service is entirely at your own risk.
6. Access & Availability
Afford Edge may restrict, suspend, or withdraw access to the service at any time without notice, including for maintenance, updates, or misuse.Lifetime or paid access refers to access for the operational lifetime of the product, not a guaranteed duration.
7. Intellectual Property
All content, logic, branding, and materials on this website are the intellectual property of Afford Edge unless otherwise stated.You may not reproduce, distribute, or reverse-engineer any part of the service without prior written consent.
8. Third-Party Services
Afford Edge may integrate with third-party services (such as payment providers). We are not responsible for the availability or performance of third-party platforms.
9. Changes to These Terms
Afford Edge reserves the right to update or amend these Terms & Conditions at any time. Continued use of the site constitutes acceptance of any revised terms.
10. Governing Law
These Terms & Conditions are governed by and interpreted in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.ContactIf you have any questions regarding these Terms & Conditions, please contact us via the website.
