Disclaimer
The information provided by Afford Edge is for general informational purposes only and is intended to assist users in understanding how mortgage affordability may be assessed by lenders.
Afford Edge does not provide financial advice, mortgage advice, or lending decisions.
Not Financial Advice
Afford Edge is not authorised or regulated by the Financial Conduct Authority (FCA) and does not act as a mortgage broker, lender, or adviser.
All outputs generated by the platform are illustrative only and must not be relied upon as a substitute for professional advice.
You should always consult:
A regulated mortgage adviser
A qualified financial professional
A mortgage lenderbefore making any financial decisions.
No Mortgage Offers or Guarantees
Results produced by Afford Edge:
Do not constitute a mortgage offer
Do not guarantee lender approval
Do not reflect the full underwriting process
Actual lender decisions depend on factors including (but not limited to):
Credit history and credit scoring
Verification of income and documentation
Lender-specific affordability models
Regulatory and policy changes
Accuracy & Assumptions
While Afford Edge uses structured logic designed to reflect common UK lender approaches, affordability models vary significantly between lenders and over time.
We make no representations or warranties regarding:
AccuracyCompleteness
Suitability for any specific lender or application
Use of the tool is entirely at your own risk.
Limitation of Liability
To the fullest extent permitted by law, Afford Edge shall not be liable for any loss or damage arising from:
Use of the platform
Reliance on calculated outputs
Decisions made based on displayed results
This includes, without limitation, indirect or consequential losses.
Updates
Afford Edge may update calculation logic, assumptions, or platform functionality at any time without notice.
Continued use of the service constitutes acceptance of these changes.
Governing Law
This disclaimer is governed by the laws of England and Wales.
